About XPlace сard
Overview
The XPlace Card is a non-custodial crypto card that lets you spend your digital assets anywhere, instantly and securely. Unlike traditional cards, XPlace never holds your funds — you stay in full control of your crypto at all times.
Your assets remain on-chain in your XPlace wallet, secured by smart contracts and connected to your card balance through the Savings Hub and Credit Hub.
How It Works
When you top up or deposit crypto, the assets stay on the smart contract which creates when you issue the card. You becomes the owner of the contract
Smart contract automatically manage transactions, yield, and credit power — without any middlemen.
When you pay with your XPlace Card, the smart contract securely converts or transfers only the required amount to settle the transaction in real time.
This design combines DeFi transparency with the convenience of a traditional payment card.
Key Principles
Non-Custodial
You own and control your crypto — XPlace cannot move or access your funds.
Smart Contract Security
All balances and transactions are handled transparently on-chain.
Instant Payments
Spend your crypto in seconds via Apple Pay or Google Pay.
Self-Managed Credit
Access liquidity through your own collateral, without selling your assets.
Why It Matters
Traditional payment systems require trust in banks or custodians. With XPlace, you don’t give up custody — you simply connect your crypto assets to a global payment network. Your card becomes an extension of your digital wallet, allowing you to:
Spend crypto globally
Earn yield at the same time
Access credit lines backed by your own assets
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