# Membership

#### Overview

**XPlace Membership** is your personal loyalty and status program that unlocks both **financial** and **lifestyle** rewards.\
The higher your tier, the more benefits you receive — from premium cashback to global lounge access and exclusive offers.

***

#### Membership Levels

| Level        | Annual Fee  | XP Cashback | Core Benefits                                                                                     |
| ------------ | ----------- | ----------- | ------------------------------------------------------------------------------------------------- |
| **Basic**    | Free        | 1%          | Standard access to XPlace features                                                                |
| **Silver**   | $99 / year  | 3%          | Higher cashback, 1 lounge access                                                                  |
| **Gold**     | $249 / year | 6%          | Priority support, Airport Lounges access and fast track (4 free visits/year)                      |
| **Platinum** | $999 / year | 10%         | Unlimited lounges and fast track access per year, full concierge, VIP events, and maximum rewards |

***

#### Cashback

| Benefit                                 | Basic | Silver | Gold | Platinum |
| --------------------------------------- | ----- | ------ | ---- | -------- |
| **Credit Mode Cashback**                | 0.5%  | 1%     | 1.5% | 2%       |
| **Hotels and Flights Booking Cashback** | —     | 1%     | 3%   | 5%       |

***

#### Lifestyle Benefits

| Benefit                    | Silver             | Gold               | Platinum                   |
| -------------------------- | ------------------ | ------------------ | -------------------------- |
| **Airport Lounge Access**  | 1 free visits/year | 4 free visits/year | Unlimited free visits/year |
| **Fast Track**             | —                  | 2 free/year        | 5 free/year                |
| **Events & Dining Offers** | —                  | ––                 | Exclusive access           |

Lounge & fast track passes are single use and for the membership holder only. Additional passes can be purchased via the app.

***

#### Service & Support

| Benefit               | Silver   | Gold       | Platinum     |
| --------------------- | -------- | ---------- | ------------ |
| **Concierge Service** | Standard | Fast-track | VIP Priority |
| **Dispute Handling**  | Standard | Fast-track | VIP Priority |

***

#### How to Upgrade

**Buy Membership:** Purchase an annual plan to instantly unlock your desired membership level.


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