Membership

Overview

XPlace Membership is your personal loyalty and status program that unlocks both financial and lifestyle rewards. The higher your tier, the more benefits you receive — from premium cashback to global lounge access and exclusive offers.

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Membership Levels

Level	Annual Fee	XP Cashback	Core Benefits
Basic	Free	1%	Standard access to XPlace features
Silver	$200 / year	3%	Higher cashback, 1 lounge access
Gold	$1,000 / year	6%	Priority support, Airport Lounges access and fast track (4 free visits/year)
Platinum	$5,000 / year	10%	12 lounges and fast track access per year, full concierge, VIP events, and maximum rewards

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Financial Benefits

Benefit	Basic	Silver	Gold	Platinum
Borrow Mode Card Cashback	0.5%	1%	1.5%	2%
Referral Rate	15%	18%	22%	25%
Hotels and Flights Booking Cashback	—	1%	2%	3%

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Lifestyle Benefits

Benefit	Silver	Gold	Platinum
Airport Lounge Access	1 free visits/year	4 free visits/year	12 free visits/year
Fast Track	—	4 free/year	12 free/year
Hotels & Flights Discounts	—	5% off	10% off
Events & Dining Offers	—	Invitations	Premium invitations

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Service & Support

Benefit	Silver	Gold	Platinum
Concierge Service	Standart	Fast-track	VIP Priority
Dispute Handling	Standart	Fast-track	VIP Priority
Private Events	—	Invitations	Guaranteed Access

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How to Upgrade

Buy Membership: Purchase an annual plan to instantly unlock your desired membership level.