XPlace - Solana’s first true credit card
XPlace is a next-generation crypto financial super app that brings together your money, memberships, and lifestyle — all powered by the blockchain. With XPlace, you can spend, save, earn yield, and access credit using your card — instantly, globally, and without giving up control of your assets.
Core Features
💳 XPlace Card
Works with Apple Pay and Google Pay
Virtual card issued instantly after KYC
Freeze, block, and manage directly from the app
All card data is encrypted — XPlace never stores your card details
🏦 Savings Hub
Put your crypto to work and earn daily yield.
Deposit Solana, utility tokens, or meme coins
Assets generate daily yield and act as collateral for your card
Receive 30%–70% Credit Power depending on the asset
Non-custodial smart contracts ensure full ownership
💰 Credit Hub
Borrow against your own assets without selling it.
Instantly access a credit balance in USDC
Spend your credit directly via the XPlace Card
Manage repayments flexibly at any time
Your collateral remains productive and secure in Savings Hub
⚡ XP & Membership
A loyalty system that rewards every action.
Earn XP for card usage, deposits, and referrals
XP directly affects your token rewards at the XPlace Token Generation Event (TGE)
💎 Membership Benefits
Choose your tier to unlock premium financial and lifestyle perks.
Up to 2% cashback on card spending
Higher yield rates in Savings Hub
Benefits access: airport lounges, fast track, hotel discounts
Platinum Concierge for travel and lifestyle support
👥 Referral Program
Invite friends and grow together.
Earn XP and bonuses for each verified user you invite
Referral rewards grow with your Membership level (15%–25%)
Non-Custodial by Design
XPlace is non-custodial, meaning we never hold or control your funds. All balances and transactions are managed through on-chain smart contracts and licensed payment partners, ensuring transparency, security, and full ownership.
Your crypto stays in your wallet. You decide how to use it — save, spend, or borrow.
Why XPlace
Full control: Your crypto stays in your wallet
Instant access: Issue your card in minutes
Smart yield: Earn daily returns on your assets
Credit freedom: Borrow without selling your tokens
Global use: Pay anywhere with Apple Pay and Google Pay
Premium lifestyle: airport lounges, concierge, and exclusive offers
Rewards: XP, cashback, and future token airdrops
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